Fixed interest & cash
Cash, short-term deposits and bonds.
Every investor has different goals — the key to achieving them is finding the right balance.
Every investment strategy and investment portfolio is individually tailored to suit the specific and individual needs of our clients.
An investment portfolio is the assets held by an investor. Our investment options are made up of different combinations of asset classes. Understanding their characteristics can help you make wise investment decisions when it comes to your super or pension.
Asset classes are broken into two categories — defensive and growth
To reduce the risk of losing capital when investing, you should diversify your investment portfolio. This means not putting all your eggs in the one basket.
Diversification can be implemented in three distinct ways by investing:
As investment analyst, my goal has been to create a successful investment experience for our clients. As a result, we've been able to retain 95% of our clients. Steve Garcia, Investment Analyst, CFP®
Determine an appropriate spilt of growth and defensive assets after assessing the client's need for capital preservation, risk tolerance and capital draw downs — also known as the client's risk profile.
Consider the client's income requirement and tax situation then select the most appropriate asset class allocation and investment style within those asset classes.
Select investments using a "best of breed" professional money/fund manager approach.